Wednesday, October 18, 2006
*CPF Investment*to nini.
the tagboard cannot fit all the content i wan to say.=p
yah ordinary 2.5%, special 4%
so is damm pathetic.and to reach the minimum sum of more than 120,000 is even impossible.
so right now investment with CPF will be a wise choice.
yah is earning quite alot now in the market.
the earning is jumping in hundreds everyday and u dun have to monitor it.
of course compared to buying shares is different.u got to be expert in it.
but investing with insurance co. u dun have to monitor and u are covered.
which is important la.
and prudential is a profit earning company which also means they fight for the profits they invest in equity that are profitable caompared to the NTUC income la,the AVIVA where they invest more on bonds which are growing damm slowly lor.
i saw my boss existing customer's earning.
i think it is such a waste not to invest.
for those who are purchasing house right.
his suggestion is that leave the 10% of upfront payment in ya CPF for the house
and use the rest for investment.
because to owe CPF u are onli paying 2.6% interest.
Quotation for investment is always at the lowest 5% and highest 9%.
and what i have seen is that my boss client's investments are earning more than 9%
so u can easily use the earning from the investment to pay for house loan.and still earning at the same time.
good to get a adviser to plan before purchasing a house.=p
talking so much about my boss.
should let u know abit background about him.=p
JERRY FONG
he is in his 30s
he is presentable (taller than 1.67, lighter than 75kg)
single and i think available also
has a dog name JEDI (dog lover can't be too bad la hor...look at our say say she is the most well behaved among petals...so...haha)
ok enough of match making..he just joined prudential since apr 05.
u might think he is a newbie.
but when i saw him, the way he work, i tot he had been in the industry for like 10 over years not that he looked old.but is the expertise that he have and showen.
most importantly is that, he had earn
award by prudential.so out of the 450 people in pathfinder (financial service co.).he is one of the 30 who got the award.
so that is kinda amazing achievement for a 1 yr old adviser.
and Mr Lee Kuan Yew joined them for a dinner and had picture with these awardees..so not bad la hor.
before, he joined the industry he is a accountant
he surveyed the industry before choosing and entering prudential
so it sort of speaks how hard he have worked and how he planned for his future.
and according to him.at his age.he cannot test test the industry le.
so he is definatly gonna stay for long to serve his clients!
and futhermore, he dun sell product, he sell NEEDS, that what i sort of admire la.
not matter how much commission he gets to earn.every client is the same
and is all bout customer service in today's world isn't it
he dun push sales to customer also.
and he get good word of mouth from his clients.
that y, i m willing to "promote" him
if he is not good, i will tarnish my reputation and relationship and friendship!haha.so highly recommended lor.
However, what i say might jus be my point of view, prob u wan to get ya parents to meet him to do a
FREE financial planning and see his style of working! and from there, judge whether i m truth enough! haha.=p
